Questions tagged [ladder]

A strategy in which an investor divides the amount of money to be invested into equal amounts with different maturity dates. This strategy decreases both interest rate and re-investment risks.

Read more: http://www.investopedia.com/terms/c/cd-ladder.asp#ixzz2IN7waYUf

A strategy in which an investor divides the amount of money to be invested into equal amounts with different maturity dates. This strategy decreases both interest rate and re-investment risks.

4 questions

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Automating Certificate-of-Deposit purchases into a ladder-like scheme

In follow-up to these two questions, how could I automate purchasing CDs on a routine basis (say every month) in the US? Would it be specific to a given financial institution, or is this a common-enough practice that many/most/all credit unions and…

certificate-of-deposit ladder automation

asked Jan 24 '13 at 20:08

warren

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What is the numerical relationship between an APY and an inflation rate?

I’m thinking of starting a CD ladder. The rates for CDs are expressed as an annual percentage yield (APY), while the inflation rate is expressed as a percentage per year. How do you convert between these two rates to decide, for example, whether a…

inflation certificate-of-deposit ladder

asked Mar 18 '14 at 13:56

bdesham

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1 answer

How to distribute additional deposits in my CD ladder?

Assume one has a CD ladder with 5 certificates -the longest CD matures in 5 years, the shortest in 1- each with a $2000 initial deposit. Should additional deposits be evenly distributed amongst them? If not, then how should they be distributed?

savings certificate-of-deposit investment-strategies ladder

asked Jul 06 '13 at 18:23

MadDash

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1 answer

Is there an investment vehicle that simplifies the work of setting up a bond or CD ladder?

I am interested in investing a portion of my portfolio in fixed-income investments, as anemic as they are lately. Conventional logic says that it might be smart in such a down market to use a laddering strategy, but frankly I'm too lazy to actively…

investing fixed-income ladder

asked Jan 18 '13 at 23:15

JohnFx

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