I sent out a personal check with only words spelling out the check amount but I forgot to fill in the numeric amount in the box. Will my check get cashed in this way ?
2 Answers
Is it valid to write check without numeric amount but with words amount?
It appears so. From from the accepted answer to the exact opposite question:
The Uniform Commercial Code section 3 covers negotiable instruments.
ยง 3-114. CONTRADICTORY TERMS OF INSTRUMENT
If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers.
To your other question:
Will my check get cashed in this way ?
It should, but the teller might not know the law, or the bank might have a policy to reject such checks.
To be safe, I'd contact the people you wrote the check to.
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Anything left "Blank" on a check is a Defect. Any Defect can cause the bank to reject the check. A teller can reject cashing a check with a defect. A check can be rejected after it have been deposited and the amount can be voided or removed from the account that it was deposited into. In effect a Defect can cause a Check to Bounce. This has happened to me, when a Tenant "forgot" to fill in the Numeric Amount on a check, even though the written amount was filled in.
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