I want to understand in depth how sweating cools down the body. When we sweat the body is cooled down by evaporative cooling; however, there seems to be a few different scenarios/mechanisms that are possible:
Scenario (1)
The ambient air temperature is hotter than the bodies core temperature. A layer of sweat forms on the surface of the skin. This acts an insulating layer so that the surrounding air heats up the sweat, and this "layer" is then evaporated and replaced.
In this case the sweat is not really "cooling" the body, but it is just preventing it from heating up. A more direct example of sweating actually lowering the core body temperature is the next example.
Scenario (2)
The ambient air temperature is colder than the bodies core temperature. The bodies core temperature, however, is higher than desired (because of exercise, for example). If there were no sweat, cooling would still happen, but sweat can help to increase the rate of cooling. Hot water in the body is transferred to the surface of the skin where it evaporates.
(Given that the bodies core temperature is typically higher than the temperature at the surface, cooling can be made even more efficient by dilating blood vessels near the surface of the skin so that heat from the bodies core is transferred closer to the surface.)
Because water has a higher thermal conductivity than air, and because water evaporates away from the skin as opposed to air which remains in an insulating bubble near the skin, there is another mechanism at play here. This leads us to consider the next scenario:
Scenario (3)
Somebody gets into a swimming pool at $80^{\circ}$F when the temperature outside is $70^{\circ}$F. Immediately upon exiting the swimming pool the person feels much colder than before. Energy from the surface of the skin transfers more rapidly to the $80^{\circ}$F water than the $70^{\circ}$F air.
Scenario (3) suggests another potential mechanism which could be at play in scenarios (1) and (2). If the body were able to get sweat on the surface of the skin and have this sweat be colder than the skin, then the skin could dump heat into the sweat. It is not clear to me though if this is possible. Where would the water which is colder than the surface of the skin come from?
My main question though comes from the observation than in none of these examples can sweating/evaporative cooling ever be used to cool the body to a temperature that is lower than the ambient air. In other words, is it possible for the body to use evaporative cooling like a refrigerator? Can the body dump heat into ambient air which is hotter than the bodies core temperature? For example, suppose you were exercising in $101^{\circ}$F weather, and your bodies core temperature had risen to $100^{\circ}$F. Can sweating help get you down to the usual $98.6^{\circ}$F?