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1500 questions
57
votes
12 answers
Should I pay off a 0% car loan?
I'm ahead on 0% interest car loan. I don't have to make a payment until October. I currently owe $3,000 and I could pay it all off. Should I do that or leave that money in my savings account that earns 2% interest?
Steve
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57
votes
4 answers
When a stock price rises, does the company get more money?
When a stock price rises, does the company get more money?
user454
57
votes
2 answers
How can GameStop be short 140% of float?
"Short positions currently make up an impossible 140% of GameStop’s float, which is the result of a flaw in how short interest is calculated, a flaw that’s getting greatly magnified in the case of GameStop, according to Dusaniwsky."
Where is the…
Kaguya Ōtsutsuki
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57
votes
13 answers
Should a sibling pay rent to another sibling on a jointly owned house?
My sister and I own our parents' home. In July 2000, our mother became unable to live on her own. My sister and her husband didn't want to move in because the house was too small and too old. They most certainly didn't want to care for our…
Brenda L Godwin
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57
votes
7 answers
Should I use a zero-interest credit card for a large one-time purchase?
An upcoming purchase (nearing $10,000, in the US) would drain savings more than I'd be comfortable with, and I'm wondering if using a zero-interest card to effectively spread out that purchase for 15-20 months would be sensible.
This is for a…
StayOnTarget
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57
votes
8 answers
Can I become debt free or should I file for bankruptcy? How do I manage my debt and finances?
I am 35 years old, single, and live in the US. My income is 78K to 80K after taxes and insurance.
I pay $1,500 for rent+utilities, $150 for phone bill, $450 for auto loan, $300 for auto insurance (for two people; I am helping a friend who can't pay…
The Guest
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57
votes
10 answers
When is it better to move - before or after a housing bubble bursts?
My husband and I currently own our home and are looking at upgrading to a bigger house in the next year or two. The housing market right now in our area (US East Coast city) is doing really well, and our home is valued much higher than it was when…
David K
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56
votes
10 answers
Why do I need an emergency fund if I already have investments?
A lot of financial advisers say you should have an emergency fund, in addition to whatever else you're doing. I don't really see the benefit, but let me be more specific.
I definitely see that it's good to "have money available" so that you don't…
Stephen
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56
votes
7 answers
Can't the account information on my checks be easily used for fraud?
My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It seems like this account info is even more sensitive than…
RexE
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56
votes
11 answers
Why do people buy stocks that pay no dividend?
Before recently, Apple Inc. did not give dividend to shareholders.
This makes me curious why people buy Apple Inc. stocks; while it might be due to the expectation of selling stocks at a higher price, this can only be possible if other people are…
DAKA
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56
votes
8 answers
I won $9500 in a game. Now they're asking me to send it back via different means, promising me more money if I do so
I played a guessing type game. I won and ended up giving them all this info. I got $9500 in my account but now they are asking me to send it back through different means.
They say it's to prove to the company that they can trust me and that I will…
Kayla Davidson
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56
votes
20 answers
Are there any financial disadvantages to living significantly "below your means"?
By living "below" your means I'm asking about spending significantly less than you could, rather than living "within" your means which of course is sensible if you are able to do it!
So for example:
Buying a house that's much smaller / in a worse…
seventyeightist
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56
votes
7 answers
Looking after a wayward brother in mother's will
My brother has a problem with money; twice personally bankrupt, 3 marriages and 2 kids (from the 2nd marriage).
Our mother is getting old and getting worried. She worries that if she wills him money, he will spend it and nothing will be left for…
bendecko
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55
votes
8 answers
Gigantic point amount on rewards card - what are potential consequences?
Recently, I asked with an online form for some receipts to get added to my rewards card (because I forgot the card when paying).
However, they accidentally added more than a thousand times the amount that should have been added. As a result, I could…
Aganju
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55
votes
17 answers
Why would anyone want to pay off their debts in a way other than "highest interest" first?
Looking at the math, it is clear to many people that, given a number of debts at different interest rates, if you are trying to eliminate your debt, you will pay less interest overall if you pay off the highest interest rate debt first and work your…
Ben Miller
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