Questions tagged [vesting]
40 questions
24
votes
5 answers
401(k) investment after being fired. Do I own it?
A friend was released from their job after 4 years, not vested. I understand 5 years are required to be vested.
Are they entitled to the contributions they made to the 401(k)?
Lisa C
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16
votes
3 answers
How to compute worth of my equity?
I am a newly appointed consultant to a startup. I work in another organization which forbids me to receive any salary for being a consultant. However, I am allowed to have an equity.
The startup management has provided following equity to me in the…
r2d2
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15
votes
3 answers
If an employer matches 401k contributions, does each match have its own vesting schedule?
Consider the following example where an employer matches 50% of your 401k contributions, and there is a 5 year vesting schedule on the match.
Your contribution Employer match
Year 1 $10K $5K
Year 2 …
7529
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13
votes
6 answers
Why can I not buy fractional stock, but see fractional amounts vested?
I can't buy fractional shares, only integers. But I get some shares from my company as compensation and those are fractional all the time (like 1.7 shares). Also, when dividends are automatically reinvested, same thing - fractional shares.
Why is…
Rohit Pandey
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10
votes
1 answer
What happens to the gains or losses made on the non-vested portion of a 401k after you leave your job?
If you leave a company that matched 401k contributions before the vesting schedule is complete, the non-vested money is returned to the employer. I'm curious what happens to the gains/losses on the non-vested money.
If your contributions have…
drs
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9
votes
1 answer
If I have a pension with my employer and then leave, is the pension mine to take with me?
Is the answer to this different if I choose to leave, versus if my employment is terminated? Are the funds my employer contributes towards my pension fund treated differently than the ones I contributed myself?
Nat_Rea
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9
votes
1 answer
Why did accelerated vesting apply to the CEO but not regular employees of Twitter?
The Twitter acquisition made the CEO, Parag Agarwal very rich because his unvested shares seem to have vested on an "accelerated schedule". But for regular employees, I read there were concerns some of them would get fired before their stocks vested…
Rohit Pandey
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7
votes
2 answers
Can an employer make a 401k vesting schedule worse?
Say a person works for an employer for 2+ years based on the statement (promise?) that they will be 100% vested in their 401k employer match after 5 years. Is the employer then permitted to change the rules so that it will take the employee 6 years…
Bradley Thomas
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7
votes
2 answers
What are the most common partner equity distribution for startups?
Background
I'm doing some due diligence regarding a US registered (Delaware C-corp) tech startup in Europe, where the founders are located and living in the EU. Although the business idea is very good, there are already operating competitors, while…
not2qubit
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6
votes
1 answer
Can a company cancel vested employee stock options on acquisition?
My company stock option plan contains the following language:
In the event that the company is subject to an Acquisition,
outstanding awards acquired under the plan shall be subject to the
agreement evidencing the Acquisition .... Such agreement,…
Option Holder
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5
votes
2 answers
Vesting of my 403(b) Plan
About 5 years ago, I left my job, after being there only a year. I had a retirement plan at work that apparently had a 3 year vesting period. I did not know that. Apparently the employer did not notify me of this and I have been getting statements…
David
4
votes
2 answers
How to flip my options?
I was recently let go from my company due to a reduction in force, and I have received a letter saying I have vested options available for exercising. Although I would like to, I cannot afford to purchase them. However, their current value is more…
Jason
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4
votes
2 answers
401K Vesting Changed After Leaving Company
I left a prior employer back in 2012, but I made the mistake of leaving my 401K in the company plan, which is administered by T. Rowe Price.
At the time I left, the balance showed I was 100% vested in the plan. However, about a year later, some of…
JBC
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4
votes
2 answers
I left my job after a few months. I was not fully vested. Why is the non-vested amount still on my 401K plan?
I left my job after a few months. I was not fully vested. Why is the non-vested amount ($1000) still on my 401K plan? Why doesn't the employer just take the non-vested money away and put it in their bank... are they gaining something from keeping it…
UserBlahBlahBlah
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3
votes
1 answer
Transfer of stock of non-public company after vesting
Suppose an employee of a non-public company has "some" stock options. Can that person, after vesting, generally transfer the ownership of some of those (exercised) shares to another party?
I want to reveal as little as possible, but... a friend of…
Captain Midday
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