Personal Finance & Money Stack Exchange
Personal Finance & Money Stack Exchange

Questions tagged [cobra]

For questions relating to COBRA, a US government program that gives some employees the ability to continue their health insurance coverage after leaving employment.

38 questions
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How does retroactive COBRA coverage work?

I'm voluntarily leaving my job at the end of this month for a new position in a couple of weeks. At my new job, I have health care coverage effective my first day of work. My current coverage terminates on my last day of employment. This leaves a…
Jason R
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Cobra insurance for two weeks, do I have to actually pay? Or can I retroactively buy it if needed?

I am leaving my job and will be without insurance for approximately two weeks. I have access to COBRA health insurance. From here: If, in those 45 days, you secure other coverage either through your new employer or somewhere else and you didn't…
enderland
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Are COBRA premiums deductible when self-employed?

Been Googling all day and can't find anything definitive. I left my job in January of 2010, and have been working on a 1099 basis since then (as a sole proprietor). I have been paying COBRA premiums for 10 months. My "company" is profitable for…
Phil Sandler
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What recourse do I have when my COBRA insurance provider refuses to pay my claims? (Presently enrolled and paid in full)

My COBRA health insurance provider won't pay for my prescriptions using excuses like they can't find me in their system or my group number is wrong even though nothing has changed. I'm paid in full and I've been recognized and received benefits for…
Steve Schiro
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7
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2 answers

Short term health insurance between jobs

My wife is changing jobs- her and the kids are currently on her employer's group health plan. She is changing employers unexpectedly- she has only been at this employer for about four months. She has another job lined up, but there is around a 3…
David
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7
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1 answer

Can I defer starting Medicare if 65 and on COBRA after a lay-off? (HSA, COBRA, and Medicare)

I turned 65 in February, am still working full-time, and have medical insurance through my company that qualifies me to defer signing up for Medicare. I've been contributing the maximum to my HSA account for years. I was planning to retire on…
Liam
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6
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1 answer

Retroactive COBRA Premium Increase: Can my COBRA health insurance premiums be hiked retroactively?

I hope this is the right place to ask this, but if not let me know and I'll go away. About 6 months ago I left a W-2 position to do independent consulting. Since then, I have been using my previous employer's COBRA plan. It's very expensive, and…
Mike Mooney
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5
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2 answers

What are the most common subtleties of COBRA continuation health coverage?

I'm leaving my job at the end of the month. I'd like to continue my health insurance that was part of the company benefits. What are the most common subtle ins/outs or gotchas for someone starting/enrolling in COBRA for the first time? I'm living…
MrDatabase
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4
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1 answer

Can COBRA-premiums be paid for pre-tax?

I have the option to remain on the previous employer's COBRA for the foreseable future. Their plan is much nicer than what my new employer is offering while being only a little more expensive. However, the premiums for the new employer's plan will…
Mikhail T.
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4
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2 answers

If I voluntarily change employers, can I keep my health insurance through COBRA?

I just accepted a new position at a different company. Awesome! But, I just had surgery (nothing too major) and hit the deductible on my HDHP. I'd like to keep my health insurance right now, since I don't want to have to "start over" with my…
Dang Khoa
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If I get covered by a new healthcare plan in the middle of a month that is already covered by COBRA, will I get double coverage or a prorated refund?

I've been unemployed and have paid into the COBRA dental, vision, and healthcare plan of my previous employer, ever since being laid off from that job. I submitted my last COBRA payment on February 1, which pays for my COBRA dental, vision, and…
Wuschelbeutel Kartoffelhuhn
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Employer Paid COBRA asking for reimbursement

Due to COVID I loss work. I requested COBRA paperwork filled them out and returned them to my former employer I never received any bill or any request for payment. I never paid anything toward my COBRA. Now my former employer is asking for back…
tinactin1234
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COBRA eligibilty if employer changes providers at time of contract signing?

I have a contract from July to June. I am a teacher. At my meeting to discuss my position in September, I will probably be told that my hours are going to be reduced and I will no longer be eligible for company health care benefits – usually I…
maureen competello
3
votes
1 answer

Does COBRA eligibility depend on other health insurance options?

I left my job, and went on COBRA. I started a new job, but the health insurance offered at the new job is a worse value than the COBRA coverage. I'm still eligible for COBRA, right? They happily take my money and tell me I'm covered – but I…
Tom
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How can I get a tax benefit from making COBRA payments?

I referred to these questions - Q1 and Q2 but it was long time back. My old job is over, employer regular coverage was till end of Oct, 2019. Starting a contract job(Corp to Corp)-self employed(sole member and owner). Questions: If i pay COBRA…
Ashu
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