Questions tagged [canada-revenue-agency]

100 questions
8
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How do I tell the Canada Revenue Agency that they're sending someone else's documents to my address?

A business acquaintance used my address for mail correspondence, with my permission. Actually, he even didn't stay in my place and I don't have any of his personal belongings here. Later, I asked him to transfer his address to another place and I…
Alexan
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Does Canada respect the tax-free status of National Savings certificates for residents who left the UK?

I know Canada and the UK have a tax treaty that is designed to prevent double-taxation. But I don't know if it extends to honouring the tax-free status of government-issued savings certificates. Details: I have some UK National Savings &…
7
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1 answer

Moved to Canada for Grad School, Getting Heavily Taxed in U.S

I'm about to file my U.S. tax return for 2017. In August of 2017, I moved to Canada from the U.S. for graduate school (I am a U.S. citizen). I was on a vacation during April 15th, 2018 and quickly googled to see that if you live outside of the U.S.…
7
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2 answers

Are you required to pay the full tax on income if your employer doesn't pay what they claim to?

About 6-7 months ago, a friend of mine got a job with the Canadian Government at an hourly rate. However, due to the Phoenix system debacle, he wasn't being paid for his work. This problem has several stages, at first his "pay"stubs indicated he…
Dace
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6
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1 answer

Will CRA suspect, if you never filed and now retroactively files taxes?

Someone in family employed for past 15 years, but his income never outstripped ON's Basic Personal Amount. It's $13,229 in 2020 He just found today if even though he never had paid any tax, filing taxes can earn tax credits and RRSP contribution…
user40269
5
votes
2 answers

Usage of non refundable tax credits

I have spent 5 years in Canada. The first four were as an international student whereby even though I did not have any significant or no income, I filed my taxes so that I could accumulate non-refundable tax credits (NRTCs) for all the tuition fees…
karancan
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5
votes
2 answers

Canada - tax for non-resident from sources outside Canada

I'm not a Canadian citizen or resident. If I have a bank account in Canada, which I use to receive payments for a software product/service from people outside Canada, am I eligible to pay Canadian tax? I come from a country, which is not widely…
foobar
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5
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1 answer

Do employer RRSP contributions show up as income on my T4?

When I get my T4, I see a certain amount quoted as my income. My employer gives me matching RRSP, which means if I put 1000 dollars, my employer puts in 500 dollars and then buys me the company stock for 1500 dollars. Does the figure on my T4…
Victor123
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How is Canadian capital gains tax calculated when I trade exclusively in USD?

99% of my entire net worth is denominated in USD, and I only trade in USD stocks & bonds. Does Canadian capital gains tax only trigger when I attempt to convert those gains/losses into CAD? In other words, can I continue trading indefinitely, year…
AlanSTACK
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4
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CRA made a mistake in our favour

This was in a review of a previous tax return. The error is high four figures which translates into a low four figures refund. Do they keep copies of the documentation? What are the chances they would find out the error on their own? If you were in…
user20384
4
votes
1 answer

Do I pay tax if I convert INR to CAD to use in Canada

If as a Canadian resident, I hold an NRE account with an Indian bank and i transfer money earned in CAD to this account. The I earn interest in rupees and want to transfer back to CAD. The interest is tax free in India for NRE account, but when I…
4
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Reduce income tax payable in Canada for an individual taxpayer

For the 2023 tax year, in Canada, how can I reduce my personal taxable income/taxes payable on my T1 tax return? I know I can use my RRSP and a spousal RRSP as a deduction against taxable income up to Feb 29, 2024. Are there any other…
4
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1 answer

Employment travel expense tax deduction

I am currently located in Ontario, Canada. I work full time as a security guard and am required to regularly secure a client's building. According to the Canadian Revenue Agency link here, anyone meeting the following criteria can claim traveling…
3
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1 answer

Deposit shares in TFSA before capital gain that exceeds contribution limit

I find myself in an interesting position right now. I bought into a private placement and my escrow will be ending in a couple weeks. The kicker is that, if I were to deposit the shares into my TFSA (Tax Free Savings Account) at the current market…
oldboy
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3
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Setting up a personal loan, how do I report to CRA?

I am about to make a simple loan to a family member. I have a contract written up, and a payment schedule that we will both sign as well, along with a witness. While the interest rate I am charging is fairly low (2%), I know that I need to report…
Canadian Luke
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