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I worked in the US for 4 month as an exchange student in 2017 and just received my State Tax Return as a check. Since I live in Romania, cashing a US check is complicated, taking up to 45 days because the bank has to send the check back to the US to verify it.

Is there another method to cash a US check as a foreigner?

My roommate still has his Wells Fargo account active, even though he doesn't live in the US anymore. I thought about cashing the check in his account, as a third party one. But, after further research, I found that Wells Fargo has pretty strict rules regarding third party checks, even more strict when it comes to my only available deposit option, the mobile one.

I tried using PayPal, but I cannot see the Cash a Check option in the app, probably because of the region I'm accessing it. The same for Ingo Money - the app is not availble in my region. I tried side-loading it, but it won't connect to the network for the same reason - the region.

Chris W. Rea
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dvsn
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2 Answers2

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I tried using the advice provided in the comments, but ended up cashing it through someone's Bank of America account. Curiously, it didn't need an extra endorsement except my signature.

Thank you for your feedback.

dvsn
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Let the check account owner go for check endorsement by endorsing at the back side of the check. Endorsed checks can be cashed easily at the bank. You have to carry a photoo id proof for cashing your check.

Jhonssmith
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