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I did taxes for friend 90 miles away and she authorized state to talk with me regarding tax prep since I understand filings. Refund check is made payable to her c/o me. She does not have a bank and cashes checks at major retail center. They say I must be present in order for her to cash her check. My endorsement alone is not sufficient but I must be present. I say c/o is merely part of address and there is only one payee so only she must endorse the check and be present. Your thoughts?

Bill A
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1 Answers1

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I’m sure you are correct, and if she were dealing with a bank, I don’t think she would have any problem with it.

The check cashing service she is dealing with may have different rules, or it may just be a misunderstanding of the teller she talked to. She should try talking to a manager there.

My final thought: go see your friend.

prl
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