I am currently paying rent using personal cheques. Is there a way to route the payments through my credit card so that I get the travel points associated with the credit card?
I will pay off the credit card immediately with funds from my bank account.
How you can pay your rent is really up to your landlord.
They are, however, unlikely to take a credit card, for at least two reasons.
Firstly they are unlikely to have the means to take electronic payment
Second, and more importantly, merchants get charged a percentage of the transaction. These fees can be quite high to them for premium cards like travel and gold cards; three, four or even five percent of the value of the transaction.
This is sometimes why you see cash discounted pricing.
Yes. The US Mint has a deal where you can buy dollar coins for face value, free shipping and can charge them to your card. They come in small boxes of 10 x $25 rolls of coins. I'm sure your landlord will be happy to accept cash for the rent.
Upon further reflection you spelled it "cheque" which means these coins are not legal tender for you. You might want to add your country to the tags.
Note: This 'deal' is no longer available. It was (mis)used to get points/miles on credit cards, and the coins deposited at the bank. There's now a premium to buy the coins on line.
As has been mentioned, it's largely up to the landlord. I'm in Texas, USA, and my landlord's payment service permits it, but they charge an exorbitant fee of 22% plus 0.50 in order to do so. My rent is $895/month. If I chose to use a credit card, I pay $1092.40.
The miles aren't worth that kind of money.
Even if this question is probably way out of time, there might be another option.
If your landlord accepts Paypal payments, you can link your credit card to your Paypal account and use that to pay.
A cheaper alternative might be automatic withdrawal/deposit. You may be able to negotiate a cheaper rate because then they will instantly receive the rent without any delay.
First thing you need to do is to find out whether your landlord will accept credit card payments. If yes, then I recommend you to try the easiest method first. Pay rent though a rent payment service. So, you need to log in with rental service and then chose the credit card using which you would like to pay rent and schedule your rent payments.
