Where to move money in 401k to reduce risk?

Question

I have a 401k where about 75% consists of stock based mutual funds. I want to use the remaining 25% to help protect what I've earned, especially in case the stock market goes down significantly. To do so, would I be correct in moving some money into bonds, like PIMCO Total Return?

Answer 1

Bonds are typically less volatile than equities (rising slower, crashing less and rebounding quicker). However, the value of PTTRX has dropped 9% in the past 5 years, while only yielding about 2.6%.

A good answer would really depend on what your 401(k) offers, and it's expenses.