I live in Ohio, and Lending Club and Prosper are unavailable for me to utilise as a lender. Are other P2P services available for Ohio residents? Are there alternative but similar lending strategies that someone in Ohio could use?
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You don't have many choices I am afraid. There is really only one option available to you at present and that is Folio-fn. It is a secondary market for p2p lending where you can buy and sell notes from both Lending Club and Prosper. Links are below:
Lending Club: https://www.lendingclub.com/foliofn/aboutTrading.action
Prosper: http://www.prosper.com/invest/trade.aspx
Good luck. Hopefully Ohio will be added to the list of states that offer p2p lending some time soon.