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All the information I've found on ACH transfers for individuals apply to the scenario in which the individual makes payments to an institution of some kind (usually a business).

But are ACH transfers between indviduals possible? (Or, more precisely, are ACH transfer possible between two bank accounts, both of which are owned by individuals?)

kjo
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1 Answers1

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Yes, many banks offer such a service. Often such payments can be made through their "bill pay" interface. You log in to your account on the bank's website, enter the recipient's routing and account numbers, and off you go.

You could ask your bank whether they offer this. If not, you could change banks to one that does.

Nate Eldredge
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