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I am from Calgary, Alberta, and I am wondering how much % of my hourly wage will be paid to my EI (employment insurance).

Is the percent rate different for every worker, if not, what is the fixed rate in Canada which every worker must pay from their income into EI?

I have tried checking the CRA Employment insurance web page (http://www.cra-arc.gc.ca/tx/bsnss/tpcs/pyrll/clcltng/ei/menu-eng.html), but cannot find how much money is actually taken off of a pay cheque and put into one's EI.

Thank you for any help. All help is greatly appreciated.

Kelsey
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1 Answers1

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From the page you referenced, first click the link "EI premium rate and maximum". There you'll find the calculation itself, but not the percentage rate.

Then from that page, near the bottom, click the link "EI premium rates and maximums". It's almost the same title as the prior page, so a little confusing, but that pluralized version has the data you were looking for. Partial quote: 

Year    Max. Annual   Rate   Max. Annual   Max. Annual
        Insurable     (%)    Employee      Employer
        Earnings             Premium       Premium

2015    $49,500       1.88   $930.60       $1,302.84
2014    $48,600       1.88   $913.68       $1,279.15
2013    $47,400       1.88   $891.12       $1,247.57
2012    $45,900       1.83   $839.97       $1,175.96
...

The same rates are applied across Canada, except in the province of Quebec. That province has a different set of rates because they administer their own Parental Insurance Plan. In particular, self-employed workers in Quebec can opt into QPIP (even if they wouldn't qualify to participate in EI) and potentially collect parental benefits. Typical non-self-employed workers in Quebec pay into both EI (at the reduced rates for Quebec) as well as QPIP.

Chris W. Rea
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