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I purchased a car in Missouri at a car dealership I paid the money down for it. My mother, who lives in California, agreed to co-sign. I got the paperwork, and it says my mom is the buyer. I'm not even on the loan or owner of the vehicle. What do I do? She wants to sue or have them take the vehicle back, end the loan, and give us back our down payment.

EJoshuaS - Stand with Ukraine
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cat D
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1 Answers1

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As you describe it, it is one hundred percent her car. She bought it, the loan is in her name. What does that mean to you?

If you have a good relationship with your mother everything should be fine. It is still pretty annoying. And if your mother were to die, possibly you and your siblings would inherit the car. If you have a bad relationship she has the right not to allow you driving the car, you have the right to refuse any payments.

And you should call the dealership, tell them as loud as possible that they f$$$ed up and tell anyone interested about them and how they f$$$ed up. Plus learn for the future to carefully read any contract you sign.

JohnFx
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gnasher729
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    "And you should call the dealership, tell them as loud as possible that they f$$$ed up" I think the dealership have achieved exactly what they wanted. – Simon B Jun 30 '25 at 19:23