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I am presently a university student in the United Kingdom. I attempted to establish a student bank account through HSBC, but my application was declined due to a poor credit score. After some online research, I suspect this may be because there isn't much information available about my financial history. I was advised to get in touch with Experian, which I did. However, the phone assistance I received from them was minimal, and they required me to become a member, yet they couldn't find any information related to me. Consequently, I find myself trapped in a frustrating and unending loop.

Need advice from anyone. . .

JohnFx
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1 Answers1

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Paying money to a credit reference agency will make no difference to your creditworthiness. It will only allow you to see more details of how your credit rating is calculated.

Try another bank. There are many more to choose from, and most of them have student bank accounts specifically tailored for people who have little or no credit history.

Simon B
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