I have saved money, but haven't been investing it. Don't know where to start. House is payed for, little to no debt. Only making 58k a year. Are CD's the best low risk short term option?
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Yes, CDs are great if you select the right one. Both Chase and Bank of America offer CDs ranging from 3.5 to 4.5% APR. However, some CDs from them have very low interest rates, like 0.5%, so you should be careful. The other low-risk short-term option would be to lend your money to a trusted borrower.
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