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Recently we had a baby and planning to buy a home. Is now a good time to buy a home? In my area houses are around 650K. I have the following questions.

  1. Is it good time to buy a home?
  2. Interest rate mortgage companies are charging @ 5-5.25%. Is it high?
  3. Is it really worth it or stay in a rented home?
  4. Mortgage company asking us to put 72K down payment but we have only 20K. What should I do now?
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