In the jurisdiction of the state of New York, a lawsuit demanding payment for a debt must be responded to within 20 days of the defendant being personally served. I assume this is a statutory limit, but have not actually checked the law myself.
However, I have read in various places that courts in New York routinely allow defendants to break this limit and respond to such lawsuits late.
I have a case in which the defendant is an experienced businessman with high powered legal representation, yet he responded 17 days late. How can I forestall the court accepting this late response? In other words, I will petition the court for a default judgement on the grounds that no response was made within the statutory time limit. I am afraid the court might deny my petition. I don't understand how the court can do this in the case of a legally experienced defendant. If it was a consumer defendant, the court might say the defendant is naive and deserves the benefit of the doubt, but that is not the case here.
How can I forestall the possibility that the court goes against the law in this way, and if it does, how is it appealed?