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This came up in the comments thread of this question so it was suggested to ask it.

Is a fly an animal? Perhaps it must be one that is kept and thus keepable as chattel?

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Is a fly an animal?

Not in the context of the Highway Code Rule 286, as the underlying legislation at section 170 of the Road Traffic Act 1988 states:

(8) In this section “animal” means horse, cattle, ass, mule, sheep, pig, goat or dog.