Situation: I live with my mother in a condo. The condo is 100% in her name, the only legal relationship I have with the property is that it is my official residence. A water leak caused damage to the downstairs neighbor's ceiling. The subrogation company for the neighbor's home owner insurance keeps trying to collect from me. I am 99% certain that all legal liability in this case should go to my mother, which I have told them. Is there any way in which a pure resident could be held at all liable in a case like this? (Take this as a hypothetical, I'm not looking for official legal advice.)
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Yes
If the resident’s negligence caused the damage. For example, if the resident ran a bath, forgot, and the overflowing water caused damage, the damaged party could sue the resident.
Dale M
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