This is addressed in the Security Team FAQ:
How are components and pockets used in the builds, and how do they affect security updates?
[...]
Ubuntu also has several pockets that further divide the archive:
release, security, updates, proposed and backports. [...]
The release pocket is simply the name of the release, and the other
pockets are denoted by <release name>-<pocket>. For example, the
release pocket for Ubuntu 16.04 LTS, the Xenial Xerus, is simply
xenial, while the security pocket for Ubuntu
16.04 LTS is xenial-security. Packages in release, security and updates are supported by the Ubuntu Security team, while packages in
backports are supported by the community and packages in proposed
are the responsibility of the uploader. When packages are built, only
certain pockets are available during the build:
release: during the development cycle, this is the only pocket
that is used. Once the development version is released, the release
pocket is frozen and does not change.
security: built with release and security.
UpdateProcedures
gives the process
used for creating security updates.
proposed: built with release, security, updates and proposed
updates: as a matter of Ubuntu policy, packages in updates are not directly built, but rather copied from proposed after they
have been tested. See
StableReleaseUpdates
for details. If a special circumstance warrants building a package in
updates without going through proposed first, it would be built
with release, security and updates (also, the default
configuration for unofficial PPAs is to build with this
configuration).
backports: built with release, security, updates and backports. See
UbuntuBackports for
details.
What repositories and pockets should I use to make sure my systems are up to date?
By default, Ubuntu systems have both the security and updates pockets enabled. Systems configured to use only the security pocket
are also supported.
While packages are copied from security to updates frequently, it is recommended that systems always have the security pocket
enabled, and use security.ubuntu.com for this pocket. For all other
pockets feel free to use archive.ubuntu.com or an archive
mirror{.https}. This
combination will ensure you are able to download important updates
immediately while taking advantage of the mirror network or
archive.ubuntu.com for all other downloads. Ubuntu systems are
configured in this manner by default.
So:
Is focal only what came packaged with the distro release?
Yes.
Does it not get security updates?
No.
Also, what's it called?
The "release" pocket.
What would happen, for example, if I had only focal enabled, or only focal-security enabled?
With only focal enabled, you'd be effectively limited to being able to install packages included in initial 20.04 release. With only focal-security enabled, you'd have a broken system, since you would quickly run into dependency problems (since not all dependencies would have had security updates, so some would still be only in focal).