From my fairly naive understanding of quantum field theory (QFT), a quantum field $\hat{\phi}$ is an operator field, i.e. for each spacetime point $x^{\mu}$, $\hat{\phi}(x)$ is an operator acting on the corresponding Fock space of particle states. Then, at least in the free-field case, $\hat{\phi}(x)$ acting on the vacuum state, $\lvert 0\rangle$ creates a particle in a given single particle state. As far as I understand it, one can heuristically interpret this as a quantised excitation in the quantum field, and in this sense, all particles of a given species are simply excitations (the so-called quanta) of their corresponding quantum field.
Now, here comes my question: I have read that if a given field has a non-zero vacuum expectation value (vev), that is $$\langle 0\rvert\hat{\phi}(x)\lvert 0\rangle\neq 0$$ then this is referred to as a condensate, and furthermore can be interpreted as a collection of field quanta all residing in the vacuum state.
Why is it that, when a quantum field as a non-zero (i.e. it forms a condensate), it can be interpreted as a collection of particles in the vacuum state?$^{(\ast)}$ I thought a quantum field is simply as I described early - not a collection of particles, but an operator field from which particles can be created (from the vacuum state) at each spacetime point?!
$^{(\ast)}$ I have been reading about inflation and the subsequent reheating process. According to what I've read, at the end of inflation, the inflaton field forms a condensate, oscillating about the minimum of its potential, which is interpreted as a collection of zero momentum particles in a single quantum state.